Virtual checks, eChecks, and ACH payments are often confused — but they work very differently. This guide explains each payment type and when to use them for your business.
Category Archives: Check by Phone
A Remotely Created Check (RCC) is a powerful payment tool for businesses that accept payments over the phone. Learn how RCCs work, their legal requirements, and how CHAX makes them easy.
Recurring billing platforms are expensive and still fail. Learn how to build a simple, reliable, and fee-free recurring billing system using just a spreadsheet and CHAX Check-by-Phone.
A 2.9% credit card fee on a $5,000 invoice costs you over $145. Discover how small businesses can use CHAX Check-by-Phone to eliminate processing fees and keep 100% of their revenue.
Tired of waiting for checks that never seem to arrive? Learn how CHAX Check-by-Phone lets you secure payment commitment over the phone and deposit funds the same day, ending the late payment cycle for good.
45 million Americans don’t have a credit card. CHAX Check-by-Phone lets you collect payment from any customer with a bank account — no card required.
If your bank’s mobile deposit app is rejecting your printed checks, the cause is almost always one of two things: wrong toner or improper formatting. Here’s how to fix it.
Recurring billing platforms can cost hundreds per month. CHAX Check-by-Phone lets you set up a fully functional recurring billing system for a one-time fee — no subscriptions, no complexity.
A business with 50 recurring clients paying $100/month loses nearly $2,000/year to credit card fees. Here’s how CHAX Check-by-Phone eliminates that cost entirely.
Tired of waiting for checks that never arrive? CHAX Check-by-Phone lets you collect payment over the phone in minutes — no more waiting for the mail.
A 7-step compliance checklist for taking phone payments securely. Learn how to obtain proper authorization, protect sensitive banking data, and follow TCPA and PCI best practices with every call.
Yes, checks by phone (Remotely Created Checks) are completely legal under U.S. law. Learn what the FTC and UCC require for verifiable authorization and how to stay fully compliant.
Stop waiting for checks in the mail. We compare the three best alternatives — credit cards, ACH, and CHAX Check-by-Phone — to help you choose the fastest and most cost-effective way to get paid.
A 2.9% fee on every sale adds up to thousands per year. Learn when to use CHAX Check-by-Phone instead of Square or Stripe to keep 100% of your revenue and maximize your profit margin.
ACH takes 3-5 days and requires a merchant account. CHAX is instant and needs only a software install. Discover the key differences and learn which payment method is right for your specific business needs.
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