Recurring Donation Processing for Non-Profits: A Low-Cost Alternative

For non-profit organizations, every dollar counts. Your mission depends on maximizing the funds you raise to make the greatest possible impact. Yet, a significant portion of the donations you receive may be silently siphoned off by a hidden culprit: payment processing fees.

Online donation platforms and credit card processors provide convenience, but they do so at a cost. These fees, typically ranging from 2.2% to 3.0% plus a per-transaction charge, mean that a percentage of every single donation you receive never actually reaches your cause.

There is a more cost-effective way to process donations, especially for recurring pledges and phone-a-thons. CHAX Check-by-Phone offers a powerful, low-cost alternative that ensures 100% of your donors’ generosity funds your mission.

!Maximize Every Donation: A Smarter Way for Non-Profits to Collect Pledges

The Problem: How Processing Fees Diminish Donations

Let’s look at the real-world impact of standard processing fees:

• On a $100 donation, a 2.9% + $0.30 fee means you lose $3.20. That may not sound like much, but it adds up.
• If you have 200 donors giving $25 a month, you could be losing over $1,700 a year.
• On a single $1,000 major gift, you could lose $29.30—money that could have provided meals, supplies, or services.

These fees directly reduce your program budget. It’s a frustrating reality that a portion of your hard-won funding is being diverted to financial middlemen.

The Solution: Collect Pledges with CHAX and Keep 100%

CHAX Check-by-Phone is fundamentally different. It is not a payment gateway that takes a percentage of each transaction. It is software that you own. This provides three transformative advantages for non-profits:

A Tool That Honors Your Donors’ Intent

When a donor decides to support your cause, they want their entire contribution to make a difference. By using a tool that eliminates processing fees, you are honoring that intent. You can confidently tell your supporters that 100% of their donation will fund your programs, not administrative overhead.

Stop letting processing fees erode your budget. With CHAX, you can build a more efficient, cost-effective, and powerful fundraising operation. Learn how CHAX can help your non-profit maximize every donation.