Check by Phone Software

Accept check payments securely over the phone or fax.

What Is “Check By Phone”, “Checks By Fax”,”Check by Internet?”

CHAX is the most cost-effective check by phone, check by fax, and check by internet funds transfer system available. CHAX check by phone software allows you to enter your customer’s check information, print the information on a blank check form, and deposit the check to any U.S. bank for deposit the same day.

Now, collecting payments by check has never been easier or more convenient. When a customer says, “I’ll put the check in the mail,” you just tell them to “CHAX IT!!” – by fax, phone, or web. With the help of CHAX user friendly software, simply input your customer’s check information into any PC, print out a check, and deposit it the same day, with no extra fees!. Then it’s back to business as usual. It doesn’t get any easier than that. Just about anyone can use CHAX, from a sole proprietorship to major corporations, if you need to receive check payments, you can use CHAX.

For any business, who needs to receive payment quickly and securely, CHAX is a must have. How many times has a company paid fees for electronics funds transfer, or to “overnight” a payment? With CHAX, this is required. Customers can call and provide their check information over the phone, fax in a check or through the internet, saving you time, money, and stress.

Check by phone, check by fax and check by web software and services are completely legal. More commonly named “Draft Check” or pre-authorized paper bank drafts have been in use in the industry since 1996. The main requirement for Draft Checks is that you need written or verbal pre-authorization from the primary checking account holder. After acquiring the pre-authorization, the banks will only need to see a stamp saying that the check was pre-authorized.

Such as a credit card payment over the phone does not need a signature, so can checks. The banks only need to see on the check that it has been pre-authorized, so they can process the check. Depending on your bank, the only other thing they might need is the use of a MICR toner for the check.

To survive in today’s business atmosphere all companies must have a laser printer, a phone or a fax machine. That’s all the equipment needed to take advantage and implement the CHAX software. Why not capitalize on this investment, save your customers money, and hassle to boot!!! Collect money instantly!!! CHAX is also great for periodical debits and collections.

Accepted by Banks Nationally (Large or Small)

CHAX®: Check by Phone is not a drawing board concept. The program is in use and accepted across the United States. Your bank needs no special instructions. They will automatically accept your CHAX Check as they would any check. Accepted in all U.S. banks, including (but not limited to) the following:


U.S. Banks large and small all accept CHAX checks!

Features of the CHAX: Checks by Phone software:

  • Easy to understand and very usable interface
  • Automatically keeps track of customer’s checking account information
  • Automatically populates fields from saved checking account information
  • User definable security settings with user names and passwords for different functions
  • Full database accumulation of historical transactions
  • Full multi-user capability
  • Saves transaction history
  • Windows XP, Vista, 7, 8 compatible. Also works on Windows Server 2003, 2008, 2012.
  • Provides standard ACH compatible data files ready to be sent to the ACH ODFI of your choice. Hard copies are provided for your records, as well as transmittal reports, to let you keep control of the funds involved.To learn more read “What is ACH?”

CHAX is used by major corporations like:

  • PPG


In this day of increased credit card fraud, customers are wary about giving credit card numbers over the phone. With CHAX, they are secure. Using CHAX is in fact much safer because, unlike a credit card number, a CHAX check must be deposited in a bank account.


Consider this; for a low, initial cost and just pennies a check, you can stop waiting for checks, eliminate wasting time on collection calls, improve cash flow, and best of all, you’ll never need to hear another person say, “the CHECK is in the mail,” again.

Try It Risk-Free

Price starts at only $149. Money-back guarantee.

Buy It Now

What Our Customers Are Saying

CMAC members find that their clients like the system so much they request to have checks CHAXed on a regular basis.

Credit Managers Association of California (CMAC)

CHAX has prove to be quite profitable…and we were surprised by how many want to use it.

A Major Mail Order/Catalog Business

Ready to Try CHAX?

30 Day Money Back Guarantee
Try It Today
Share this content: Share on FacebookShare on Google+Tweet about this on TwitterShare on LinkedInPin on PinterestDigg thisShare on StumbleUponShare on RedditEmail this to someone